MayPera API Integration Services — Compliance, Instant Lending & KYC

OpenData / OpenFinance based protocol analysis, loan application, disbursement, and reconciliation API implementations. Tailored for Philippine regulatory contexts (ePrivacy / SEC standards).

Starting from
$300 start
OpenData · OpenFinance · Protocol Analysis

Connect MayPera's loan applications, credit checks and disbursement capabilities securely to your platform

We provide runnable API sources (Python / Node.js), including KYC, credit scoring integration, disbursement streaming and reconciliation export, compliant with Philippine laws and privacy requirements (ePrivacy / SEC standards).

Instant loan application API: supports installments, term configuration and service fees
Automated KYC & identity verification: OCR, document verification, phone & address verification
Disbursement & collection integration: SPEI-like local transfer channels and OXXO-style collection (expandable)
Start integration / Get a quote View deliverables

Functionality Modules & Deliverables

What we deliver

  • Complete API implementations (RESTful / OpenAPI) and sample SDKs (Python / Node.js)
  • Protocol and authorization analysis reports (including KYC workflows, data minimization)
  • Automated tests, Postman collections and API documentation
  • Reconciliation scripts and auto-sync for disbursement flows
  • Compliance guidance and audit support (SEC / Data Privacy)

Business scenarios

Ideal for mobile loan applications, personal finance data integration, third-party wallets or agent channels disbursement, and enterprise credit risk & compliance extensions.

Example interface (pseudo-code)

# POST /api/v1/maypera/loan/apply
{
  'app_user_id': 'user_12345',
  'name': 'Juan D.',
  'national_id': 'ID1234567',
  'phone': '+63 917 123 4567',
  'amount': 5000,
  'term_days': 120
}

Response 200 OK
{
  'status': 'PENDING',
  'application_id': 'APP-20251001-0001',
  'next_steps': ['KYC:upload_id','income_verification']
}

# POST /api/v1/maypera/loan/disburse
Authorization: Bearer 
{
  'application_id': 'APP-20251001-0001',
  'destination_account': '012345678901234567'
}

Core Benefits

Compliance First

All integrations are based on customer authorization and public/legitimate APIs, with data minimization and privacy protection guidance in line with Philippine regulations.

End-to-End Delivery

Protocol analysis → API design → development & unit testing → automated reconciliation scripts → documentation & SDKs; delivery ready for production.

Cross-Platform Support

Mobile (Android / iOS) protocol adaptation and backend SDKs (Node.js / Python) for quick integration into existing systems.

API Integration Guidelines (Quick Start)

  1. Provide target scenarios and priority endpoints (e.g., loan applications, KYC, disbursement, reconciliation).
  2. Provide test credentials or permit us to perform protocol analysis within authorized scope (if credentials are unavailable, we can build a simulated API from app protocol).
  3. We return API design and pricing (2-4 working days).
  4. Development and internal testing (usually 3-10 working days, depending on complexity).
  5. Deliver runnable source code, OpenAPI docs, Postman collections and acceptance test cases.

Required information example: target app name (already provided), list of exposed APIs, whether real-time disbursement is required, and compliance constraints (e.g., KYC document retention).

About Us

We are a studio focused on mobile app protocol analysis and compliant API integration. Our team comes from banking, fintech and mobile development backgrounds, delivering OpenData / OpenFinance access solutions for global clients.

Contact

To submit integration requirements, obtain a quote, or upload additional information about your target app, please visit our contact page:

Go to Contact

Original MayPera Application — Full Overview (collapsed)

About MayPera

MayPera provides online instant personal loans with quick funding after approval. Company: LUCKY SHELL FINTECH LENDING, INC., registered with the Philippines SEC. Key features include:

  • Loan amounts: ₱1,000–₱100,000
  • Term: 120–180 days; example max annual rate 14%, one-time service fee 10%
  • Fast disbursement with high approval rates; repeat borrowing can increase limits
  • Privacy & Compliance (ePrivacy): We do not sell user data; data used for identity verification and credit assessment
  • Contacts: csmaypera@gmail.com; website: https://www.maypera.ph/; phone: 09696192358

The above information is compiled from your app brief for technical integration assessment and interface design reference.